I have no earthly idea what mine is.
I used to know it, worry about it, pet it and stroke it all the time, society told me it was Excellent, I could have anything I wanted, just sign here on the dotted line.....so I did, never mind the fact that it meant working like a slave to pay for all of it, society says we need it NOW, throw caution to the wind and get it.
There's nothing like a good old fashioned divorce to reduce that rating to "bad.",
At first I was pissed about that, I WANTED IT NOW NOW NOW, in hindsight having that ability taken away was probably one of the best things that has ever happened to me.
I got married again about three years ago, neither of us had much, but both of us were determined to have a decent standard of living.
To do that without credit forces you into an unheard of discipline, the forgotten way of life that is "LIVING WIHIN YOUR MEANS.", very hard to get used to at first, but Ohhh so rewarding when you learn how.
Basically, we don't buy anything that we can't pay CASH for. It requires saving and self discipline, sacrifices in the form of lots of overtime at work if you get impatient, but rewards you with lots less worry and a supreme sense of accomplishment.
It also lets me sleep at night when I read stuff like this.......
